“Department of Health and Human Services announced that it is considering changing Obamacare’s auto-renewal rules so that, within the health law’s exchanges, instead of being automatically renewed into your current health plan, you’d be moved into the lowest cost plan from the same service tier.
From the attached fact sheet:
Under current rules, consumers who do not take action during the openenrollment window are re-enrolled in the same plan they were in the previous year, even if that plan experienced significant premium increases. We are considering alternative options for re-enrollment, under which consumers who take no action might be defaulted into a lower cost plan rather than their current plan.”
It’s not just auto-reenrollment. It’s auto-reassignment, at least for those who pick that option. Basically, if you like your plan, but don’t go out of your way to intentionally re-enroll, the kind and wise folks at HHS or state health exchanges might just pick a new plan—perhaps with different doctors, clinics, cost structures, and benefit options—for you. And if you want to switch back? Good luck once open enrollment is closed. There’s always next year.
A hassle? Maybe. But have faith: They know what’s best.
At this point it’s clear the people Gruber was talking about were the folks who kept insisting that this whole house of cards would work. The smartest among them are slowly coming around. Unfortunately, most of them have taken to the hip new belief that the President can make laws on his own. Because BushReagan!
Let’s hope they get educated before too much damage is done.